SECTION 6 — Financial Model & Return Projections

📊 Section 6 — Financial Model & Return Projections

📍 6.1 — Cash Flow Forecast (Years 1–5)

“Numbers you can trust. Income you can plan around.”

The MUYALTA project generates stable, diversified rental income from:

• 4 pre-leased commercial units (ground floor)

• 8–10 short/mid-term residential units (upper floors)

🧱 MUYALTA Rental Income Forecast (Annual Summary in USD)

Year	Gross Rental Income	Operating Expenses (35%)	Net Operating Income (NOI)	Distribution to Token Holders (85%)	Reserve & Treasury (15%)
Y1	$355,000	$124,250	$230,750	$196,137	$34,612
Y2	$370,000	$129,500	$240,500	$204,425	$36,075
Y3	$387,000	$135,450	$251,550	$213,818	$37,732
Y4	$403,000	$141,050	$261,950	$222,658	$39,292
Y5	$419,000	$146,650	$272,350	$231,498	$40,852

💡 Assumes ~75% occupancy residential, 100% commercial.

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🏢 Income Source Breakdown

• Commercial Units: $78,000/year (Clinic, Law Firm, Pharmacy, Mystard HQ)

• Residential Units: $275,000/year (ADR: $110–$130 USD, 70–85% occupancy)

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⚙️ Operating Cost Assumptions (35%)

Includes:

• Property management

• Cleaning, utilities, insurance

• Security, digital platform, investor relations

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💸 Quarterly Distribution Estimates (Year 1)

Quarter	Payout (USD)
Q1	— (pre-income)
Q2	$49,034
Q3	$49,034
Q4	$49,034
Total	$196,137 (Approx. 11.5% NET yield)

🪙 Distributed in USDC/USDT via smart contract to whitelisted wallets.

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📈 Treasury Reserve Logic

15% of NOI is allocated to:

• Buybacks (start Year 2)

• DAO reserve fund

• Minor reinvestments

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📊 5-Year Summary Forecast

Metric	Total (5 years)
Gross Revenue	$1,934,000
Net Operating Income	$1,256,100
Paid to Investors	$1,067,685
Treasury Reserve	$188,415

📣 Built for real yield — not fantasy.

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📍 6.2 — Expected Token Appreciation

“Capture long-term upside alongside your income.”

MUYALTA's conservative 14% annual growth is modeled from a $4M post-construction base.

📈 5-Year Property & Token Value Forecast

Year	Property Value	Token Value
0	$3,000,000	$3.00
1	$4,000,000	$4.00
2	$4,560,000	$4.56
3	$5,198,400	$5.20
4	$5,925,176	$5.93
5	$6,754,701	$6.75

💡 NAV = Property Value ÷ 1,000,000 tokens

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🧠 Token Appreciation Drivers

Driver	Impact
Post-construction value	$3 → $4 baseline NAV
14% regional growth	Year-over-year asset rise
DAO-led upgrades	Increases future NAV
Stable income yield	Boosts resale and retention value

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💼 Long-Term Investor Scenarios

Investment	Value Y1	Value Y5	Growth
$3,000 (1,000 tokens)	$4,000	$6,750	+125%
$50,000 (16,666 tokens)	$66,664	$112,500	+125%
$150,000 (50,000 tokens)	$200,000	$337,500	+125%

🧮 Excludes ~11.5% annual income distributions.

📣 NAV ties value to the real world, not speculation.

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📍 6.3 — Quarterly Distribution Model

“Your tokens pay you every 90 days.”

🧾 Distribution Logic

Step	Action
1	Rent collected
2	Ops costs paid
3	NOI calculated
4	85% to holders
5	15% to treasury

✅ USDC/USDT payments via smart contract.

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📊 Sample Distribution (Year 2)

Metric	Value
NOI	$240,500
Token Payout (85%)	$204,425
Tokens Outstanding	1,000,000
Quarterly Payout/Token	$0.0511 USDC/token

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💳 Payment Options

Investor Type	Method
Wallet users	ERC-20 wallet (e.g., MetaMask)
Custodial	Regulated account
DAO / Funds	DAO treasury wallet or pooled contract

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📆 Payout Timeline

Quarter	Cut-Off	Payout
Q1	March 31	April 15
Q2	June 30	July 15
Q3	Sept 30	Oct 15
Q4	Dec 31	Jan 15

📣 Automated. Transparent. No delay.

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📍 6.4 — Treasury Logic & Buyback Fund

“Liquidity with logic. Treasury for growth.”

15% of NOI is routed to a DAO-governed Treasury. Uses include:

• 🔁 Buybacks (starts Year 2)

• 🛡️ Reserves

• 🧠 DAO upgrades

• ♻️ Ecosystem reinvestments

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📈 Treasury Growth Forecast

Year	NOI	15% Reserve	Cumulative Treasury
Y1	$230,750	$34,612	$34,612
Y2	$240,500	$36,075	$70,687
Y3	$251,550	$37,732	$108,419
Y4	$261,950	$39,292	$147,711
Y5	$272,350	$40,852	$188,563

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🔁 Buyback Logic

• Starts in Year 2

• Index to NAV or discount (DAO vote)

• Retired tokens reduce float

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🧠 DAO Proposal Rights

Use of Funds	Requires DAO Vote?
Buybacks	✅ Yes
Reinvestments	✅ Yes
Upgrades or staking	✅ Yes
Audits or marketing	✅ Yes

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📍 6.5 — NAV Calculation & Reporting

“Valuation that mirrors reality.”

💡 What is NAV?

NAV per Token = (Appraised Value - Liabilities) ÷ 1,000,000 tokens

📊 Sample NAV Table

Stage	Property Value	NAV/Token
Pre-construction	$3M	$3.00
Post-delivery	$4M	$4.00
Year 3	$5.2M	$5.20
Year 5	$6.75M	$6.75

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📆 NAV Update Frequency

Event	Source	Format
Annual	Internal SPV valuation	Baseline
Optional	Certified appraiser	DAO override
Triggered	Major sale/refi	DAO + on-chain log

✅ Published in dashboard + GitBook

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🎯 NAV Impacts

Event	Effect on Token
NAV increases	Triggers buybacks, boosts resale
DAO votes	Sets pricing floor for decisions
Liquidity events	Buybacks use NAV as base

📣 MUY = yield + equity in a real asset.

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