SECTION 6 — Financial Model & Return Projections

📊 Section 6 — Financial Model & Return Projections

📍 6.1 — Cash Flow Forecast (Years 1–5)

“Numbers you can trust. Income you can plan around.”

The MUYALTA project generates stable, diversified rental income from:

  • 4 pre-leased commercial units (ground floor)

  • 8–10 short/mid-term residential units (upper floors)

🧱 MUYALTA Rental Income Forecast (Annual Summary in USD)

Year
Gross Rental Income
Operating Expenses (35%)
Net Operating Income (NOI)
Distribution to Token Holders (85%)
Reserve & Treasury (15%)

Y1

$355,000

$124,250

$230,750

$196,137

$34,612

Y2

$370,000

$129,500

$240,500

$204,425

$36,075

Y3

$387,000

$135,450

$251,550

$213,818

$37,732

Y4

$403,000

$141,050

$261,950

$222,658

$39,292

Y5

$419,000

$146,650

$272,350

$231,498

$40,852

💡 Assumes ~75% occupancy residential, 100% commercial.

🏢 Income Source Breakdown

  • Commercial Units: $78,000/year (Clinic, Law Firm, Pharmacy, Mystard HQ)

  • Residential Units: $275,000/year (ADR: $110–$130 USD, 70–85% occupancy)

⚙️ Operating Cost Assumptions (35%)

Includes:

  • Property management

  • Cleaning, utilities, insurance

  • Security, digital platform, investor relations

💸 Quarterly Distribution Estimates (Year 1)

Quarter
Payout (USD)

Q1

— (pre-income)

Q2

$49,034

Q3

$49,034

Q4

$49,034

Total

$196,137 (Approx. 11.5% NET yield)

🪙 Distributed in USDC/USDT via smart contract to whitelisted wallets.

📈 Treasury Reserve Logic

15% of NOI is allocated to:

  • Buybacks (start Year 2)

  • DAO reserve fund

  • Minor reinvestments

📊 5-Year Summary Forecast

Metric
Total (5 years)

Gross Revenue

$1,934,000

Net Operating Income

$1,256,100

Paid to Investors

$1,067,685

Treasury Reserve

$188,415

📣 Built for real yield — not fantasy.

📍 6.2 — Expected Token Appreciation

“Capture long-term upside alongside your income.”

MUYALTA's conservative 14% annual growth is modeled from a $4M post-construction base.

📈 5-Year Property & Token Value Forecast

Year
Property Value
Token Value

0

$3,000,000

$3.00

1

$4,000,000

$4.00

2

$4,560,000

$4.56

3

$5,198,400

$5.20

4

$5,925,176

$5.93

5

$6,754,701

$6.75

💡 NAV = Property Value ÷ 1,000,000 tokens

🧠 Token Appreciation Drivers

Driver
Impact

Post-construction value

$3 → $4 baseline NAV

14% regional growth

Year-over-year asset rise

DAO-led upgrades

Increases future NAV

Stable income yield

Boosts resale and retention value

💼 Long-Term Investor Scenarios

Investment
Value Y1
Value Y5
Growth

$3,000 (1,000 tokens)

$4,000

$6,750

+125%

$50,000 (16,666 tokens)

$66,664

$112,500

+125%

$150,000 (50,000 tokens)

$200,000

$337,500

+125%

🧮 Excludes ~11.5% annual income distributions.

📣 NAV ties value to the real world, not speculation.

📍 6.3 — Quarterly Distribution Model

“Your tokens pay you every 90 days.”

🧾 Distribution Logic

Step
Action

1

Rent collected

2

Ops costs paid

3

NOI calculated

4

85% to holders

5

15% to treasury

✅ USDC/USDT payments via smart contract.

📊 Sample Distribution (Year 2)

Metric
Value

NOI

$240,500

Token Payout (85%)

$204,425

Tokens Outstanding

1,000,000

Quarterly Payout/Token

$0.0511 USDC/token

💳 Payment Options

Investor Type
Method

Wallet users

ERC-20 wallet (e.g., MetaMask)

Custodial

Regulated account

DAO / Funds

DAO treasury wallet or pooled contract

📆 Payout Timeline

Quarter
Cut-Off
Payout

Q1

March 31

April 15

Q2

June 30

July 15

Q3

Sept 30

Oct 15

Q4

Dec 31

Jan 15

📣 Automated. Transparent. No delay.

📍 6.4 — Treasury Logic & Buyback Fund

“Liquidity with logic. Treasury for growth.”

15% of NOI is routed to a DAO-governed Treasury. Uses include:

  • 🔁 Buybacks (starts Year 2)

  • 🛡️ Reserves

  • 🧠 DAO upgrades

  • ♻️ Ecosystem reinvestments

📈 Treasury Growth Forecast

Year
NOI
15% Reserve
Cumulative Treasury

Y1

$230,750

$34,612

$34,612

Y2

$240,500

$36,075

$70,687

Y3

$251,550

$37,732

$108,419

Y4

$261,950

$39,292

$147,711

Y5

$272,350

$40,852

$188,563

🔁 Buyback Logic

  • Starts in Year 2

  • Index to NAV or discount (DAO vote)

  • Retired tokens reduce float

🧠 DAO Proposal Rights

Use of Funds
Requires DAO Vote?

Buybacks

✅ Yes

Reinvestments

✅ Yes

Upgrades or staking

✅ Yes

Audits or marketing

✅ Yes

📍 6.5 — NAV Calculation & Reporting

“Valuation that mirrors reality.”

💡 What is NAV?

NAV per Token = (Appraised Value - Liabilities) ÷ 1,000,000 tokens

📊 Sample NAV Table

Stage
Property Value
NAV/Token

Pre-construction

$3M

$3.00

Post-delivery

$4M

$4.00

Year 3

$5.2M

$5.20

Year 5

$6.75M

$6.75

📆 NAV Update Frequency

Event
Source
Format

Annual

Internal SPV valuation

Baseline

Optional

Certified appraiser

DAO override

Triggered

Major sale/refi

DAO + on-chain log

✅ Published in dashboard + GitBook

🎯 NAV Impacts

Event
Effect on Token

NAV increases

Triggers buybacks, boosts resale

DAO votes

Sets pricing floor for decisions

Liquidity events

Buybacks use NAV as base

📣 MUY = yield + equity in a real asset.

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