White Paper
MUY Token White Paper
Version 1.0 | April 2025 Issuer: MYSTARD S.A. de C.V.
📚 Table of Contents
📘 Introduction & Vision
🟤 What is MUY?
MUY Token is a real-world asset-backed security token linked to fractional ownership in income-generating real estate located in Playa del Carmen, Mexico. Built on the Polygon blockchain, it provides predictable income, long-term capital growth, and investor governance — all transparent and on-chain.
💡 Why Real Estate Needs Tokenization
Real estate remains the world’s most valuable yet inaccessible asset class. MUY breaks this barrier through tokenization, allowing:
Fractional entry (from $300)
Transparent on-chain ownership
Global access with KYC-compliant onboarding
🌍 Our Mission: Democratizing Ownership
MUY empowers global investors to access Latin American real estate without borders, intermediaries, or bureaucracy.
🌎 Building RWA Infrastructure for LATAM
We’re not just tokenizing a property. We’re building a blueprint to make income-generating real estate investable, programmable, and democratized across Latin America.
🔗 The Problem We Solve
Traditional real estate is opaque, illiquid, and bureaucratic.
REITs offer no control and limited transparency.
Mid-tier investors are excluded from institutional-grade deals.
Most crypto real estate tokens lack on-chain cashflow.
MUY addresses all of the above through:
Real rental income
Smart contract-based distributions
DAO governance
NAV-based transparency
📦 The MUY Token Model
Built on ERC-3643 standard
Fully whitelisted and KYC-compliant
Token supply: 1,000,000 MUY-A (fixed)
Distribution logic: 85% to investors / 15% to DAO Treasury
On-chain income and payout system
Buyback & DAO spending controlled by multi-sig wallet
🔢 Tokenomics
Private Sale: $2.50–$2.75/token (50% of supply, $50K+ investors)
Public Sale: $3.00–$3.50/token (open to all)
Use of Funds: 78% construction, 10% land (already secured), 5% legal, 7% treasury
Yield Model: ~11.5% net income annually (USDC/USDT payouts)
NAV Growth Forecast: ~14% per year
Buybacks: Treasury-funded, DAO-approved
Lock-Up: 12-month for all buyers; team vesting: 18-24 months
🏛 DAO Governance
DAO Builder Tier = $50K+ token holders
Voting rights on:
Buybacks
New project launches (MUY-B, MUY-C...)
Treasury reserves
DAO upgrades
Governance via Snapshot
Multi-signature control (3 of 5)
DAO Constitution under finalization
🧩 Technology & Compliance Stack
Chain: Polygon (L2, Ethereum-compatible)
Token Standard: ERC-3643 (compliance-enforced)
Smart Contract Logic: income distribution, buybacks, vesting, voting
Wallet Options: Non-custodial + Custodial onboarding
Stablecoin Payouts: USDC / USDT
Audit: Q3 2025 (via CertiK or Hacken)
📍 Ecosystem & Roadmap
MUY-A: Playa del Carmen, fully permitted, 15-unit building
MUY-B (Confirmed): Medical + long-stay, Playa del Carmen
MUY-C (Planned): Workforce housing, Campeche
DAO decides expansion series approvals and funding
DAO-managed treasury builds capital buffer and project liquidity
💸 Getting Involved
Invest via MUY onboarding portal
KYC + wallet whitelisting required
DAO Builder Tier = $50K+ = voting power
Investor dashboard for tracking, payouts, and proposals
📎 Appendix
Legal Disclosure Summary
Glossary of Terms
Smart Contract Audit Commitment
Permits & Proof of Compliance
DAO Constitution Draft
For more info: https://muytoken.gitbook.io/muytoken
Contact: legal@muytoken.com | Powered by MYSTARD S.A. de C.V.
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