SECTION 13 — Appendices

📎 Section 13 — Appendices

“For serious investors, documentation matters. Here’s everything you need — in one place.”

The appendices provide full transparency, compliance evidence, onboarding clarity, and fast access to essential data, including technical terms, smart contract infrastructure, legal documentation, support resources, and key project metrics.


📘 13.1 — Glossary of Terms

“If we want trust, we must speak plainly.”

  • SPV: Special Purpose Vehicle for asset isolation

  • KYC / AML: Investor identity and legality verification

  • Jurisdiction: Legal geography for compliance

  • Offering Agreement: Legal contract for token participation

  • DAO Consent/Waiver: Formal acknowledgment of voting rights

📈 Real Estate Finance Terms

  • NAV: Net Asset Value (Property Value – Debt ÷ Tokens)

  • NOI: Net Operating Income = Gross Rent – Expenses

  • Yield: Investor return (MUY targets ~11.5% annually)

  • Cap Table: Token holder registry

🪙 Tokenization Terms

  • Security Token: Regulated, asset-backed token

  • Smart Contract: Code-enforced agreements

  • ERC-1400 / 3643: Compliance token standards

  • Vesting: Time-based transfer restrictions

🗳 DAO & Governance

  • DAO: Decentralized Autonomous Organization

  • Snapshot: Off-chain voting platform

  • DAO Builder Tier: $50K+ voting tier

🧾 Onboarding Terms

  • Fiat: USD, CAD, EUR (via Stripe/Wire)

  • Stablecoin: USDC/USDT

  • WalletConnect / MetaMask: Crypto wallet tools

  • IPFS: Decentralized file storage for contracts

📣 MUY speaks both crypto and real estate fluently. This glossary bridges both.


🔧 13.2 — Smart Contract Snapshot

“Your rights aren’t theoretical. They’re automated.”

🔹 Function Matrix

Function
Trigger
Description

issueTokens()

Admin (Post-KYC)

Mints tokens to verified wallets

distributeIncome()

Scheduler

Sends 85% income via USDC/USDT

buyBackTokens()

DAO vote

Executes buybacks at NAV or discount

castVote()

DAO Builder Tier

Propose/vote via Snapshot

proposeUpgrade()

DAO Quorum

Initiates system changes

🔐 Security & Governance

  • Upgrades: DAO vote + 48h timelock

  • Transfers: Whitelisted wallets only

  • Audit: Scheduled Q3 2025

  • Emergency Lockdown: 3-of-5 multi-sig pause switch

🛠️ Sample Solidity Function

function distributeIncome() public onlyAdmin {
  require(block.timestamp >= nextPayout, "Too early");
  uint treasury = address(this).balance * 15 / 100;
  uint investorShare = address(this).balance - treasury;
  for (uint i = 0; i < holders.length; i++) {
    address investor = holders[i];
    uint payout = investorShare * balances[investor] / totalSupply;
    payable(investor).transfer(payout);
  }
  payable(treasuryWallet).transfer(treasury);
}

📣 Payouts = No spreadsheet. No delays.

🔍 Transparency Tools

  • PolygonScan: On-chain activity

  • IPFS: Document backup

  • Dashboard: Token balance, income logs, governance


“In crypto, everyone has a roadmap. MUY has permits.”

🏛 Construction Licenses

  • ✅ 18-step Municipal License

  • ✅ Urban Impact + Sidewalk Use + Height Zoning

  • ✅ Certified Lot Plan + Survey

🏢 Corporate Docs

  • ✅ SPV Incorporation Deed

  • ✅ Director Letter (Gustavo Calderón)

  • ✅ Banking Authorization (multi-sig setup)

💼 Construction Readiness

  • ✅ NAIA Builder Letter

  • ✅ Grupo 3 Engineering Contract

  • ✅ Programa de Obra (Gantt chart)

⚖️ Regulatory Alignment

  • ✅ DAO Constitution (v0.9)

  • ✅ Token legal review (Calya)

  • ✅ SumSub KYC Integration test

  • ✅ ERC-3643 compliance confirmed


💬 13.4 — Investor FAQ & Resources

“From first question to first payout — you’re supported every step of the way.”

🔑 FAQ Topics

  • Getting Started

  • KYC & Documents

  • Payout Schedule

  • Token Pricing & Payment

  • DAO Governance

  • Liquidity & Exit

  • Legal Documents

📣 Every investor gets a response in <12h. Full onboarding within 48h.


📊 13.5 — Key Metrics Summary

🪙 Token Overview

Metric
Value

Token

MUY-A (ERC-1400)

Chain

Polygon (Ethereum L2)

Supply

1,000,000

Price (Public)

$3.00 – $3.50 USD

Min Investment

$300 USD

Lock-Up

12 months

Transfer Restriction

KYC-only wallets

🏗 Real Estate Asset

Metric
Value

Project

MUYALTA

Location

Playa del Carmen (Ejido)

Units

15 total

Permit Status

✅ Approved

Timeline

12-month construction (2025–2026)

Developer

NAIA / KAJTAL / Grupo 3

💵 Returns

Metric
Value

Target Yield

~11.5% annually

Payout Frequency

Quarterly (USDC/USDT)

Income Split

85% Investors / 15% Treasury

Buybacks Begin

Q2 2027

🗳 DAO Governance

Metric
Value

Voting Tier

$50K+ (DAO Builders)

Governance Tool

Snapshot (On-Chain: Q4 2025)

Quorum Rule

10% token weight

Upgrade Delay

48h Timelock

📣 MUY Token isn’t a concept — it’s real assets, real rights, and real execution.


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