SECTION 13 — Appendices

📎 Section 13 — Appendices

“For serious investors, documentation matters. Here’s everything you need — in one place.”

The appendices provide full transparency, compliance evidence, onboarding clarity, and fast access to essential data, including technical terms, smart contract infrastructure, legal documentation, support resources, and key project metrics.

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📘 13.1 — Glossary of Terms

“If we want trust, we must speak plainly.”

🔐 Investment & Legal Terms

• SPV: Special Purpose Vehicle for asset isolation

• KYC / AML: Investor identity and legality verification

• Jurisdiction: Legal geography for compliance

• Offering Agreement: Legal contract for token participation

• DAO Consent/Waiver: Formal acknowledgment of voting rights

📈 Real Estate Finance Terms

• NAV: Net Asset Value (Property Value – Debt ÷ Tokens)

• NOI: Net Operating Income = Gross Rent – Expenses

• Yield: Investor return (MUY targets ~11.5% annually)

• Cap Table: Token holder registry

🪙 Tokenization Terms

• Security Token: Regulated, asset-backed token

• Smart Contract: Code-enforced agreements

• ERC-1400 / 3643: Compliance token standards

• Vesting: Time-based transfer restrictions

🗳 DAO & Governance

• DAO: Decentralized Autonomous Organization

• Snapshot: Off-chain voting platform

• DAO Builder Tier: $50K+ voting tier

🧾 Onboarding Terms

• Fiat: USD, CAD, EUR (via Stripe/Wire)

• Stablecoin: USDC/USDT

• WalletConnect / MetaMask: Crypto wallet tools

• IPFS: Decentralized file storage for contracts

📣 MUY speaks both crypto and real estate fluently. This glossary bridges both.

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🔧 13.2 — Smart Contract Snapshot

“Your rights aren’t theoretical. They’re automated.”

🔹 Function Matrix

Function	Trigger	Description
issueTokens()	Admin (Post-KYC)	Mints tokens to verified wallets
distributeIncome()	Scheduler	Sends 85% income via USDC/USDT
buyBackTokens()	DAO vote	Executes buybacks at NAV or discount
castVote()	DAO Builder Tier	Propose/vote via Snapshot
proposeUpgrade()	DAO Quorum	Initiates system changes

🔐 Security & Governance

• Upgrades: DAO vote + 48h timelock

• Transfers: Whitelisted wallets only

• Audit: Scheduled Q3 2025

• Emergency Lockdown: 3-of-5 multi-sig pause switch

🛠️ Sample Solidity Function

function distributeIncome() public onlyAdmin {
  require(block.timestamp >= nextPayout, "Too early");
  uint treasury = address(this).balance * 15 / 100;
  uint investorShare = address(this).balance - treasury;
  for (uint i = 0; i < holders.length; i++) {
    address investor = holders[i];
    uint payout = investorShare * balances[investor] / totalSupply;
    payable(investor).transfer(payout);
  }
  payable(treasuryWallet).transfer(treasury);
}

📣 Payouts = No spreadsheet. No delays.

🔍 Transparency Tools

• PolygonScan: On-chain activity

• IPFS: Document backup

• Dashboard: Token balance, income logs, governance

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📂 13.3 — Legal Proofs & Permits

“In crypto, everyone has a roadmap. MUY has permits.”

🏛 Construction Licenses

• ✅ 18-step Municipal License

• ✅ Urban Impact + Sidewalk Use + Height Zoning

• ✅ Certified Lot Plan + Survey

🏢 Corporate Docs

• ✅ SPV Incorporation Deed

• ✅ Director Letter (Gustavo Calderón)

• ✅ Banking Authorization (multi-sig setup)

💼 Construction Readiness

• ✅ NAIA Builder Letter

• ✅ Grupo 3 Engineering Contract

• ✅ Programa de Obra (Gantt chart)

⚖️ Regulatory Alignment

• ✅ DAO Constitution (v0.9)

• ✅ Token legal review (Calya)

• ✅ SumSub KYC Integration test

• ✅ ERC-3643 compliance confirmed

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💬 13.4 — Investor FAQ & Resources

“From first question to first payout — you’re supported every step of the way.”

🔑 FAQ Topics

• Getting Started

• KYC & Documents

• Payout Schedule

• Token Pricing & Payment

• DAO Governance

• Liquidity & Exit

• Legal Documents

🌐 Support Links

• Investor Portal: muytoken.com/invest

• FAQ Hub: muytoken.com/faq

• DAO App: muytoken.com/dao

• Support: [e-mail] | [e-mail]

📣 Every investor gets a response in <12h. Full onboarding within 48h.

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📊 13.5 — Key Metrics Summary

🪙 Token Overview

Metric	Value
Token	MUY-A (ERC-1400)
Chain	Polygon (Ethereum L2)
Supply	1,000,000
Price (Public)	$3.00 – $3.50 USD
Min Investment	$300 USD
Lock-Up	12 months
Transfer Restriction	KYC-only wallets

🏗 Real Estate Asset

Metric	Value
Project	MUYALTA
Location	Playa del Carmen (Ejido)
Units	15 total
Permit Status	✅ Approved
Timeline	12-month construction (2025–2026)
Developer	NAIA / KAJTAL / Grupo 3

💵 Returns

Metric	Value
Target Yield	~11.5% annually
Payout Frequency	Quarterly (USDC/USDT)
Income Split	85% Investors / 15% Treasury
Buybacks Begin	Q2 2027

🗳 DAO Governance

Metric	Value
Voting Tier	$50K+ (DAO Builders)
Governance Tool	Snapshot (On-Chain: Q4 2025)
Quorum Rule	10% token weight
Upgrade Delay	48h Timelock

📣 MUY Token isn’t a concept — it’s real assets, real rights, and real execution.

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