Section 2 – The Problem We Solve

📘 MUY Token White Paper – Section 2: The Problem We Solve

“Real estate is the world’s most powerful asset class — and one of its most broken.”


🔗 2.1 – Traditional Real Estate: High Friction, Low Liquidity

Despite its global value ($350T+), traditional real estate is locked behind:

  • High upfront capital

  • Manual processes & legal bottlenecks

  • Weeks/months of due diligence

  • Fideicomisos/land trusts for foreigners

  • No partial exits

  • No real-time income tracking

“Real estate moves like it’s still 1983.”

🔒 Friction Points:

  • Long holding periods

  • No trading ability

  • Zero automation (manual distributions)

  • No dashboards or smart contracts

✅ What Investors Deserve:

  • Instant onboarding with KYC

  • Passive income without delays

  • Real-time dashboards

  • Exit opportunities via DAO

MUY replaces friction with flow. Invest with clarity. Track performance. Get paid, on-chain.


⚖️ 2.2 – Exclusion of Mid-Tier Investors

“Too wealthy for a savings account. Too small for the insiders’ table.”

The mid-tier investor ($10K–$250K) is left behind:

  • Locked out of direct ownership

  • Ignored by institutional deals ($500K+)

  • Frustrated by passive REITs

  • Skeptical of crypto hype

🔒 The Result?

  • Stuck in ETFs

  • Waiting for "real" opportunities

  • Avoiding bureaucracy and unregulated risk

🟢 MUY Was Built for Them:

  • Invest from $300 USD

  • Earn real stablecoin income

  • DAO governance for $50K+ holders

  • Crypto + fiat onboarding

MUY isn’t attracting whales — it’s empowering the rising class.


🗳️ 2.3 – Lack of Governance in REIT Structures

“In a REIT, you provide the capital — and they keep the control.”

REITs:

  • Don’t allow voting or proposal creation

  • Offer no transparency on how funds are used

  • Rely on opaque management

  • Deliver symbolic voting rights at best

🧠 MUY Fixes This:

With the DAO Builder Tier ($50K+):

  • Real voting power on:

    • Buybacks

    • Treasury allocation

    • DAO Constitution changes

    • New project approvals (e.g., MUY-B, MUY-C)

Votes are:

  • On-chain (Snapshot)

  • Weighted by holdings

  • Secured via multisig + audit trails

With MUY, you don’t donate capital to a black box — you shape the future.


💵 2.4 – Absence of On-Chain Cashflow Backing

“If your income isn’t on-chain, how do you know it’s real?”

Most real estate tokens promise income but:

  • Don’t show tenant logs

  • Distribute manually

  • Delay reporting (30–90 days)

  • Have no verifiable NOI

❌ What You Usually Get:

Claim
Reality

"Backed by rent"

No rental logs

"Smart contract"

Manual PDF reports

"Blockchain token"

Used for fundraising only

✅ MUY is On-Chain Day One:

  • Treasury receives tenant income

  • 85% distributed via smart contract (every 90 days)

  • Tracked & timestamped

  • Distributed in USDC/USDT

  • Wallet + payout linked & verifiable

You see your yield. You track the source. You own the record.

No spreadsheets. No delays. Just verified, decentralized income.


Next up: Section 3 – The MUY Token Model

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