3. KYC/Whitelist Compliance

✅ KYC / Whitelist Compliance

“Investor protection begins with investor verification.”

MUY Token is a fully compliant asset-backed security token. All token holders must pass Know-Your-Customer (KYC) and Anti-Money Laundering (AML) checks before acquiring or interacting with the token.

This ensures legal clarity, platform safety, and international credibility — especially for cross-border investors.

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🔍 Why KYC/AML Matters

Unlike speculative crypto, MUY Token represents real-world assets governed by Mexican law and international compliance standards.

KYC/AML processes:

• ✅ Prevent identity fraud

• ✅ Block sanctioned or high-risk jurisdictions

• ✅ Ensure legal ownership

• ✅ Comply with financial regulators

Without KYC, there's no trust. Without trust, there's no investment.

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🧾 KYC Process Step-by-Step

1. Investor signs the TSA (Token Subscription Agreement)

2. Personal verification via SumSub Includes:

   • Passport or national ID

   • Proof of residence

   • Selfie match + liveness detection

3. Wallet verification via MetaMask or WalletConnect

   • User signs a message to prove ownership

   • Wallet is recorded and whitelisted

4. Accreditation / Source of Funds (if needed)

   • For large investments ($50K+)

   • Supports bank statements, proof of income, etc.

5. Smart Contract Updates

   • Only whitelisted wallets can receive, hold, vote, or sell MUY Tokens

   • Attempted transfers from unknown wallets will fail automatically

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🔐 Compliance Details

Category	Provider	Details
Identity Verification	SumSub	International KYC with global reach
Wallet Whitelisting	Internal + Contract	Automated and enforced via smart contract
Compliance Logs	IPFS + Internal	All KYC events stored securely
Sanctions Screening	SumSub	Updated daily for OFAC / EU / UN lists
Jurisdiction Filter	Manual + API	Restricted countries are blocked

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⚠️ Restricted Jurisdictions

MUY Token is not offered to individuals or entities located in:

• 🇺🇸 United States (except accredited investors)

• 🇷🇺 Russia

• 🇮🇷 Iran

• 🇰🇵 North Korea

• 🇻🇪 Venezuela (selected sanctions)

• Other countries on the FATF blacklist or subject to embargoes

If you’re unsure about your eligibility, contact: 📩 [e-mail]

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🛡️ Wallet Rules & Enforcement

The MUY Token smart contract enforces wallet compliance using:

• 🟩 Whitelist logic: Only verified wallets can receive or send

• 🔒 Lockup logic: Tokens are locked for 12 months upon purchase

• ❌ Blacklist logic: Attempted transfers from blocked addresses are reverted

Note: Centralized exchange (CEX) wallets are not supported.

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💡 How to Update Your Wallet

If your primary wallet is lost, you can request a whitelist update.

Requirements:

• Re-KYC (proof of identity)

• Proof of loss (or signed message from old wallet)

• Signed attestation form

• Processing time: 3–5 business days

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📣 Final Reminder

MUY Token is not anonymous. It’s secure.

All investors must:

• Sign a TSA

• Complete KYC

• Use a whitelisted wallet

These rules are here to protect you — and the long-term health of our project.

“You’re not just buying a token. You’re joining a real, regulated, asset-backed ecosystem.”