Section 6 – Technology & Compliance Stack

🧩 MUY Token White Paper – Section 6: Technology & Compliance Stack

“Built on-chain. Grounded in law. Future-proof by design.”

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🔗 6.1 – Blockchain: Polygon Layer 2

MUY-A is deployed on Polygon, a fast, cost-effective Ethereum Layer 2 network.

Feature	Benefit to Investors
Low Gas Fees	<$0.01 per transaction
Speed	65,000+ TPS
Ethereum-Compatible	ERC-3643 support + bridge-ready
Secure	Backed by Ethereum validators
Eco-Friendly	Carbon neutral since 2022
Trusted Ecosystem	Used by Adobe, Aave, Starbucks, RealT, Centrifuge

Polygon enables:

• High-frequency microtransactions

• Stablecoin payouts to 100s of wallets

• DAO voting, treasury rebalancing, buybacks

All MUY contracts are verifiable via PolygonScan, and DAO tools integrate with Snapshot, Tally, and Gnosis Safe.

Real estate. Rebuilt with blockchain. Transparent, secure, global.

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🧾 6.2 – Token Standard: ERC-3643 (Security Token)

ERC-3643 (formerly T-REX) is a compliance-first Ethereum token standard. MUY-A uses it to embed:

• KYC/AML enforcement

• Transfer restrictions (whitelisted wallets only)

• Smart contract partitions (income vs. governance rights)

• Document linkage (via IPFS hashes)

What ERC-3643 Unlocks:

Feature	Benefit
On-Chain Identity	Only verified wallets can hold MUY-A
Partitioning	Smart logic for vesting, voting rights, rewards
Legal Anchoring	Offering docs linked to token ID
Global Compliance	EU, Reg D, Reg S compatible

ERC-3643 gives MUY tokens the trust of a security and the utility of Web3.

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🛠️ 6.3 – Smart Contract Logic

All contract logic is coded on-chain:

Function	Description
issueTokens()	Mints tokens to KYC-verified wallets
distributeIncome()	Quarterly payouts in USDC/USDT
lockVestedTokens()	Team + advisor vesting enforcement
buyBackTokens()	Executes DAO-approved token repurchase
castVote()	Confirms Snapshot ID voting weight

Manual spreadsheets are dead. Payouts, governance, and treasury flows are automated.

🔐 Security Layers

• 3-of-5 Multisig: Admin actions require DAO signer consensus

• Pause/Fail-safes: In case of emergency

• Q3 2025 Audit: Scheduled CertiK/Hacken review

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👛 6.4 – Wallets, Custody, & Payouts

MUY supports both crypto-native and fiat-based users.

🧠 Self-Custody Wallets (Web3 Investors)

Supported wallets:

• MetaMask

• Coinbase Wallet

• Trust Wallet

• Ledger (via browser)

All actions (transfers, votes, income receipts) are:

• Gas-optimized

• Whitelisted

• On-chain and dashboard-visible

🛡 Custodial Wallets (Traditional Investors)

Offered via MUY onboarding:

• Dashboard-created wallets

• KYC via SumSub

• Fiat transfer (Stripe or wire)

• USDC/USDT conversion

💵 Stablecoin Payouts

Quarter	Token	Event
Q1	USDC	Rent → Treasury → Token Holders
Q2	USDT	DAO vote sets distribution coin
Q3+Q4	DAO decides	Multi-chain possible

Same rights. Same income. Whether you use MetaMask or email.

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⚖️ 6.5 – Legal & International Compliance

MUY was engineered with real-world regulations in mind.

Component	MUY Design
SPV Entity	MUYALTA S.A.P.I. de C.V. (Mexico)
Land/Permit Ownership	Secured by SPV
Constitution	Legally binding DAO framework
Global Model	Aligns with Reg D (USA), MiCA (EU), CSA (Canada)
KYC/AML	Via SumSub, required for all holders

🌐 Access Map

Region	Status	Notes
🇲🇽 Mexico	✅ Native jurisdiction
🇺🇸 U.S.	✅ Accredited only (Reg D)
🇨🇦 Canada	✅ With KYC + FinTRAC guidance
🇪🇺 EU	✅ Security token-aligned
🌍 LATAM	✅ Country-by-country onboarding
❌ Restricted	❌ Blocked (e.g., OFAC jurisdictions)

MUY doesn’t fight compliance. We embrace it.

From token issuance to buybacks to payouts — everything has:

• A legal anchor

• A smart contract

• A DAO-controlled path forward

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Next: Section 7 – Ecosystem & Roadmap